Getting ready for Christmas in August?

Getting ready for Christmas in August?

I cannot believe that I am writing about the Christmas season in August when the sun is still shining (minus the solar eclipse yesterday), but it seems like the holiday season gets here earlier and earlier every year. And I decided that I hate waiting until the last minute to buy gifts, decorate, etc. So, here we are – in the summer – getting ready.

One part of this whole process is decorating. What is too early to put the tree up? And when do you reach out to a company to come and decorate your yard? When should I get someone to put up my Christmas lights? One thing I have learned is about this last issue – holiday lighting. I used to think I could do it well by myself (like Clarke Griswold in National Lampoon’s Christmas Vacation), but I have determined that I won’t risk my neck one more year. I’m not getting up on my roof ever again if I don’t have to. I’m 44 years old and I don’t think my balance is good enough to stay up there. Why break my neck when I can let other professionals take their own chances?

Anyway, I have learned that if you want to get a quality job done with Christmas lighting, you need to reserve your place early – like now. And I think I found the best company for this tedious job. I found a lawn company and holiday lighting company who specializes in making your lights just perfect. They are called Lubbock Roots (www.lubbockroots.com) and they have a stellar reputation for turning those lights on bright. But, they are not a fly-by-night company, which will just take your order in December. It turns out that they take reservations as early as now and when they run out of spots, they are done. So, I and several other people have already got our spaces reserved and I have to say that this company is as professional as I have encountered. They asked me a lot of questions about what my desires are and I was impressed that they can give me exactly what I am looking for.

So, I still need to do my gift buying and my tree decorating, but at least I have found my holiday lighting company – not bad for summer right?

I hope this helps all of you out there who are searching for a good company to do your Christmas lighting. If you have any other Christmas prep ideas for me, please feel free to comment. Thanks in advance.

What to do after fire damage…?

What to do after fire damage…?

When you have fire damage that has destroyed parts of your home/apartment and its possessions, there are some important steps that you need to focus your mind on – I know it will be hard to get out of the paralysis that has happened to you, but it is vital that you make some moves so you can get your life back on track.

  1. Ask for a current copy of your insurance policy
  2. Check out your current insurance policy to see what fire damage claims can be made
  3. Do a detailed damage report citing what has been lost to the fire damage – include the property and the possessions that have been affected and make sure to determine how much money you would need to restore and replace what you have lost
  4. Call your insurance company and explain to them what has happened – Get them to come out and to do their appraisal of damage to property and possessions
  5. If their appraisal seems to be too low, immediately call a company that employs insurance claims consultants and ask them to become your mediator in the process of getting your insurance company to pony up the right amount of money. I recommend using Abba Claims to be your public adjuster representative – see abbaclaims.com because they are both professional and effective
  6. Give the folks at Abba Claims (or whichever claims company you choose) your detailed damage report and the number of your contact at your insurance company so that they can take over for you
  7. Prepare for a new appraisal meeting to be held between your insurance company and your Public Adjuster
  8. Receive the money from your insurance company you deserve
  9. Pay for what needs to be fixed and what needs to be replaced
  10. Move on with your life and stay safe!

Those are the steps I would recommend to anyone who has had fire damage – Hope that is helpful.